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Sunday, March 17, 2013

What Is Your Opinion About The Obamacare?

http://forms.aweber.com/form/67/2072453567.htm
Please leave your comments below about healthcare reform with Obama care. 

Is it positive or negative?

What are the pros and cons of ObamaCare? 

The ObamaCare pros and cons mirror the complex nature of the new health care law. 

ObamaCare contains many benefits, especially for low and middle income families and businesses. 

ObamaCare also contains some obstacles for high earners, larger firms that don't insure their employees and certain sectors of the healthcare industry. 



The Pros and Cons of Obama Care boil down to this: Do the costs outweigh the benefits? The average American has a lot to gain and little to lose, while those making more including larger firms and consequently their employees, may notice negative financial effects. While some groups benefit more than others, all Americans will benefit from the new rights and protections like guaranteed coverage of pre-existing conditions and the elimination of gender discrimination. Your health insurance costs may go up, but the quality of your insurance just got a lot better.


ObamaCare Pros
ObamaCare Cons


Tens of millions of uninsured will get access to affordable quality health insurance through the marketplace.
In order to get the money to help insure tens of millions there are new taxes, mostly on high-earners. The taxes that may affect you directly are the individual mandate and employer mandate.
Over half of uninsured Americans can get free or low cost health insurance using their State's Health Insurance Marketplace
The individual mandate says you have to obtain health coverage by January 2014, get an exemption or pay a fee if you can afford it.
Medicaid is expanded up to 15.9 million men, women and children below 138% of the poverty level.
Medicaid is expanded using Federal and State funding. Not all State's have to expand Medicaid.
CHIP is expanded to cover up to 9 million children.
CHIP also uses Federal and State funding.
You can't be dropped from coverage when you get sick or make an honest mistake on your application. You also can't be denied coverage or treatment for being sick or charged more for being sick. You can't be charged more for being a woman either.
Insurance companies must cover sick people and this increases the cost of everyones insurance.
Small businesses can get tax credits for up to 50% of their employees health insurance premium costs.
The employer mandate says that in 2015 businesses with over the equivalent of 50 full-time employees must provide health coverage. In anticipation some businesses have cut employee hours.
Young Adults can stay on parents plan until 26. 82% of uninsured adults will qualify for free or low cost insurance.
Young people tend to be healthy and not to need coverage as often as older Americans.
Medicare is improved for Seniors including eliminating the donut hole, keeping rates down and expanding free preventive services.
Some Medicare payments to doctors and hospitals have been limited. (Medicare pays doctors more than any other type of coverage and the rates have led to very complex problems that are driving the costs of health care up for everyone).
All coverage starting after 2014 must include new preventative services and essential health benefits.
Insurance premiums have increased due to insurers having to provide covered services.
ObamaCare helps to curb the growth in healthcare spending.
ObamaCare focuses more on making sure people are covered than it does on addressing the cost of care in the first place.






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